• Mitigates various risks that come with local and international trade.
• Issued on behalf of customers (Buyer/Importer) guaranteeing payment to the seller of goods and services provided that the specific terms and conditions of the LC are met.
• Availed in various currencies including KES, USD, GBP and EUR.
• Terms & Conditions dependant on Victoria Commercial Bank PLC’s credit process.
• Charges applied are as per the tariff guide on the bank’s website.

• This is an electronic funds transfer system where local transfer of money takes place from one bank to another on a “real time” and “gross settlement” basis.
• Charges applied are as per the tariff guide on the bank’s website.

• These are international money transfers processed through SWIFT system.
• Customers can pay their international business suppliers or for personal needs overseas.
• Charges applied are as per the tariff guide on the bank’s website.

• Refers to a transaction whereby the exporter entrusts the collection of a payment to the remitting bank (exporter’s bank), which sends documents to a collecting bank (importer’s bank), along with instructions for payment.
• At Victoria Commercial Bank PLC, we enable the importation and exportation of goods for our customers by handling. documents presented in the required order. The documents could be against payment or acceptance.
• Availed in various currencies including KES, USD, GBP and EUR
• Charges applied are as per the tariff guide on the bank’s website.

• This is a bank undertaking to honour collection bills on behalf of the customer. This enables them to carry out safe international trade business with their suppliers.
• Availed in various currencies including KES, USD, GBP and EUR.
• Charges applied are as per the tariff guide on the bank’s website.
• Terms & Conditions dependant on Victoria Commercial Bank PLC’s credit process.

• Bank Guarantees and Bond are binding commitments given by the Bank to support the customer’s business activities and are payable on simple demand.
• Availed in various currencies including KES, USD, GBP and EUR
• Charges applied are as per the tariff guide on the bank’s website.
• Terms & Conditions dependant on Victoria Commercial Bank PLC’s credit process.

VCB offers various types of guarantees and bonds as listed below:
• Tender/ Bid bonds
• Performance bonds
• Advance Payments Guarantees
• Shipping Guarantees
• Immigration bonds
• Custom bonds
• Retention bonds
• Credit guarantees